CashCall Mortgage Review: Pros, Cons, and Ratings

CashCall Mortgage, a unique mortgage lender, offers a variety of mortgage options that cater to borrowers with unconventional financial situations, such as self-employed individuals. With a convenient live online chat feature, CashCall makes it easy for borrowers to get their questions answered. However, the lender is only available in 27 states.

One standout feature of CashCall Mortgage is its diverse range of loan options, including conforming, FHA, VA, jumbo, bank statement, investment property, ITIN, and HELOC loans. This variety allows borrowers to find a mortgage that suits their specific needs.

In terms of interest rates and fees, CashCall Mortgage’s average rates were found to be slightly higher than average based on Home Mortgage Disclosure Act data. While the lender provides sample rates for different loan types on its website, borrowers looking for customized rate quotes will need to contact the lender directly.

When it comes to overall ratings, CashCall Mortgage scores well in loan types, offering a wide range of options, including non-QM loans for self-employed borrowers and investors. However, affordability ratings are average, with rates and fees on the higher end compared to other lenders. Customer satisfaction ratings are positive, with a 3.7 out of 5-star rating on Trustpilot, and the lender’s trustworthiness is solid, with an A+ rating from the Better Business Bureau.

In conclusion, CashCall Mortgage stands out for its unique mortgage options and convenient online chat feature, making it a good choice for borrowers with specific financial needs. However, borrowers should be aware of the lender’s availability in only 27 states and the slightly higher rates and fees compared to other lenders.